Web Reference: Point offers a Home Equity Investment (HEI) and HELOC to empower homeowners who want a more flexible way to access their home equity. Get up to $600k with no monthly payments. May 2, 2025 · You typically repay Point when you sell your home, get a cash-out refinance, or reach the end of the 30-year term. Your repayment amount is based on your home’s value at that time, but may be reduced due to the Homeowner Protection Cap, which limits what you owe if your home appreciates significantly. Read more about how the HEI works here. Point offers a Home Equity Investment (HEI) and HELOC to empower homeowners who want a more flexible way to access their home equity. Get up to $600k with no monthly payments.
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